Residential services 

Building survey-

The RICS Building Survey provides the same level of in-depth inspection as a building survey, but uses a simple a clear presentation style and a rating system to ensure that you can easily identify the most serious issues. This is mainly aimed at larger or older properties, or if you’re planning major works. A detailed report provides you with a clearer picture of the property’s condition, highlighting issues, and will contain advice on defects, repairs and maintenance options. Included with the RICS Building Survey are advice sheets on how to deal with some of the more common problems that have been found at the property including an outline of repair options and the consequences of not dealing with any potential issues highlighted within the report. It typically costs upwards of £400.

Homebuyers report-


A HomeBuyer Report is a survey usually suitable for conventional properties in reasonable condition. Costs start at £350 and increase depending on the property value. This will help you find out if there are any structural problems, such as subsidence or damp, as well as any other hidden issues inside and outside. Valuation Your mortgage provider will ask for a mortgage valuation to make sure that the property is worth the price you’re paying – or at least the amount you’re borrowing, before they approve your mortgage. A valuation is just that – it won’t point out repairs or structural problems that you will have to pay to fix. Generally, you will pay for the lender’s survey. The cost is based on the value and size of the property and is typically upwards of £250.

Valuation -


Sometimes lenders offer mortgages with free valuation surveys, the product details of your mortgage will tell you if this is the case. If the property is valued below your offer price, you can either: go back to the seller or the estate agent, and offer a lower price based on the lender’s valuation dispute the valuation by providing evidence, if possible, of similar properties in the area selling for the same price or higher. .